Revive + Thrive Home Repair Loan Program
The Revive + Thrive Home Repair Loan Program helps eligible homeowners in Hamilton County and the City of Cincinnati afford essential home repairs. Getting started is easy: homeowners simply call 211.
Why This Matters
Many homeowners delay repairs because they can’t afford them, leading to unsafe living conditions and higher costs over time. Revive + Thrive offers affordable financing and hands-on support, making it easier for homeowners to repair their home before minor problems become major.
Program Snapshot
· Loan Amounts: $5,000 – $25,000
- Interest Rate: 2% fixed
- Loan Term: Up to 10 years
- Repairs Covered: Roofing, HVAC, plumbing, code violations, mold/lead remediation, and more
- Construction Management: Habitat for Humanity of Greater Cincinnati oversees construction, working directly with homeowners to scope repairs, hire trusted contractors, and ensure quality work.
Funded by the Hamilton County Board of Commissioners and the City of Cincinnati, and powered by LISC Greater Cincinnati, the program also removes the stress of managing repairs.
Who May Be Eligible?
- Owner-occupied, single-family homes‑occupied, single‑family homes
- Located in Hamilton County and the City of Cincinnati
- Household income at or below 80% AMI
- Example: $62,650 (1 person) | $80,550 (household of 3)
- Minimum credit score of 560
How to Get Started
📞Call 211
That’s it, 211 connects homeowners to the program and next steps.
